Services
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I do not bill insurance, but you can.
I do not provide the service to bill insurance companies. Upon request, I will provide you with what is called a Super Bill that you can submit to your insurance company for reimbursement.
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Why not take insurance?
Sometimes a treatment plan is useful, sometimes it isn’t; sometimes a diagnosis is useful, and sometimes it isn’t and sometimes it even gets in the way. Insurance companies require these things and make other expectations on therapy that end up restricting the therapeutic relationship in ways that have nothing to do with what is best for the client, it is what makes it easier for the insurance companies. I am able to keep my fees lower by not dealing with the insurance companies’ requirements.
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How does it benefit me to self pay?
Privacy. No insurance or other medical offices can’t see any of the records. Some diagnoses have negative stigma in the medical world and can follow you forever.
Security. Insurance can force you to change therapists. Insurance companies have been known to take therapists out of their network for no reason.
Predictability. Insurance companies sometimes refuse payment with no explanation and then their exorbitant fee (often $200-$300 +) falls on you.
Freedom. Insurance companies sometimes limit the number and/or dictate the frequency of therapy. Also, insurance is often tied to your job, so if you change jobs you might have to change therapist too.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.